Other than your family, the single most important thing you have is your income. Without your income, nearly everything you have could be jeopardized, including your home, vehicles and other assets. You might even have trouble putting food on the table for you and your family, cover medical bills and generally have trouble meeting your financial obligations if you don’t have disability insurance protection. Fortunately, disability benefits from insurance cover the costs of going through your everyday life while you are recuperating from a short-term or even a long-term disability that prevents you from working and greatly reduces your income.