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Brower Financial Group Articles

Financial Priorities Young Families Should Address

Posted by Brower Financial Group on Aug 17, 2017 9:10:07 AM

Wise money moves for parents under 40.

As you start a family, you start to think about certain financial matters. Before you became a mom or dad, you may not have thought about them much, but so much changes when you have kids.

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Topics: Retirement Planning

An Estate Planning Checklist

Posted by Brower Financial Group on Jun 5, 2017 5:04:45 PM

What to check (and double-check).

Provided by Brower Financial Group

Create a will if you do not yet have one.

A valid will may save your heirs from some expensive headaches linked to probate and ambiguity. A solid will drafted with the guidance of an estate planning attorney will likely cost you a bit more than a “will-in-a-box,” but may prove worth the expense.

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Topics: Insider, Millennial Investing, Retirement Planning

The Importance of Financial Literacy

Posted by Brower Financial Group on May 11, 2017 1:24:27 PM

"Too few Americans understand personal finance fundamentals."

Provided by Brower Financial Group

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Topics: Insider, Millennial Investing, Retirement Planning

The Value of Coordination in Financial Planning

Posted by Brower Financial Group on Apr 24, 2017 9:22:34 AM

Here is a quick video regarding our process, and the importance of a comprehensive coordination tool.

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Topics: Retirement Planning

Using an IRA Trust

Posted by Brower Financial Group on Mar 23, 2017 12:35:58 PM

 

What is it? What kind of benefit could it provide?

 

Provided by Brower Financial Group

Seemingly everyone has heard of an IRA, but few people know about IRA trusts. Perhaps more people should, for an IRA trust may provide a way to “stretch” IRA assets for decades to benefit multiple generations.

An IRA trust is simply a revocable living trust designed to hold IRA assets.

It will continue to house them after your death, but that will not prevent you from distributing those assets to your heirs. This is because an IRA trust also contains one or more sub-trusts, which can be designated and customized for your beneficiaries.1

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Topics: Retirement Planning

Money Habits That May Help You Become Wealthier

Posted by Brower Financial Group on Feb 23, 2017 8:40:45 AM

 

Financially speaking, what do some households do right?

Provided by Brower Financial Group

 

Why do some households tread water financially while others make progress? Does it come down to habits?

Sometimes the difference starts there. A household that prioritizes paying itself first may end up in much better financial shape in the long run than other households.

 

Some families see themselves as savers, others as spenders.

The spenders may enjoy affluence now, but they also may be setting themselves up for financial struggles down the road. The savers better position themselves for financial emergencies and the creation of wealth.

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Topics: Retirement Planning

What Will the Election Do to the Market?

Posted by Brower Financial Group on Sep 13, 2016 9:47:33 AM

Will volatility seize Wall Street? Or will calm prevail?

Wall Street has had a rather calm summer. How about fall? Will volatility increase before and after Election Day?

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Topics: Retirement Planning

Reducing the Risk of Outliving Your Money

Posted by Brower Financial Group on Aug 9, 2016 9:00:36 AM

What steps might help you sustain and grow your retirement savings?

Reducing the Risk of Outliving Your Money, Provided by Brower Financial Group, Ponte Vedra Financial Planners.

“What is your greatest retirement fear?”

If you ask retirees that question, “outliving my money” may likely be one of the top answers.  Retirees and pre-retirees alike share this anxiety. In a 2014 Wells Fargo/Gallup survey of more than 1,000 investors, 46% of respondents cited that very fear; 42% of the respondents to that poll were making $90,000 a year or more.1

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Topics: Retirement Planning

Good Retirement Savings Habits Before Age 40

Posted by Brower Financial Group on Jul 12, 2016 7:13:50 AM

Some early financial behaviors that may promote a comfortable future. 

 

You know you should start saving for retirement before you turn 40.

What can you start doing today to make that effort more productive, to improve your chances of ending up with more retirement money, rather than less? Below are some good retirement savings habits before age 40. 

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Topics: Retirement Planning

Make Your Retirement Money Last

Posted by Brower Financial Group on Jun 15, 2016 10:44:54 AM

All retirees want their money to last a lifetime.

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Topics: Retirement Planning